CrossCountry Mortgage, LLC

The key to your next chapter
starts with the right conversation.

I'm Caitlin Brace, your dedicated mortgage professional in Silverdale, WA. Whether you're a first-time buyer, refinancing, or exploring options — I'll walk beside you with clarity, honesty, and a plan that actually fits your life.

Schedule a Free Consultation Explore Loan Options
NMLS# Licensed in Washington
Silverdale Locally rooted & serving
Personal One-on-one guidance
What I Offer

Loan solutions tailored to
your story

Every homebuyer's journey is different. I provide a range of loan programs designed to meet you where you are — no one-size-fits-all approach.

Purchase Loans

First-time buyer or seasoned investor — I'll help you navigate conventional, FHA, VA, and USDA loans with confidence and clarity.

Refinance

Lower your rate, shorten your term, or cash out equity — refinancing can unlock real value. Let's run the numbers together.

VA & Military Loans

You've served — now let someone serve you. I specialize in VA loan benefits so you can honor your sacrifice with homeownership.

Jumbo Loans

Luxury and non-conforming properties need expert handling. I'll craft a jumbo loan strategy that fits your financial picture.

Rate & Term Options

Fixed, ARM, or hybrid — understand the trade-offs and choose the structure that aligns with your long-term goals.

First-Time Buyer Programs

Down payment assistance, grants, and low-down-payment options — I'll find programs that make homeownership achievable for you.

Caitlin Brace, mortgage professional in Silverdale WA
About Me

More than a loan officer —
a partner in your future

I'm Caitlin Brace, based right here in Silverdale, Washington. I became a mortgage professional because I believe everyone deserves to feel confident — not overwhelmed — when making one of the biggest financial decisions of their life.

At CrossCountry Mortgage, I have the backing of a national lender with local accountability. That means competitive rates, a wide range of loan products, and a team that treats your transaction like it matters — because it does.

I take the time to understand your goals, explain your options in plain language, and guide you from pre-approval to closing without the guesswork. No pressure, no jargon — just honest advice from someone who's on your side.

Personalized loan strategies
Clear, jargon-free communication
Locally based in Silverdale
Nationwide lending through CCMI
How It Works

Your path to homeownership,
made simple

I've streamlined the mortgage process so you always know what's next — no surprises, no dead ends.

01

Tell me your story

Share your goals, timeline, and any questions. Whether you're browsing or ready to move, I'll listen first and guide from there.

02

Get pre-approved

I'll pull your numbers, review your options, and get you a clear pre-approval — so you know exactly what you can afford and can shop with confidence.

03

Find your home

With your pre-approval in hand, you're ready to explore. I'll stay in touch and adjust your strategy as you find the right property.

04

Close & celebrate

I'll coordinate with your agent, title company, and underwriter to keep things on track — and walk you through every signature at closing.

Client Words

What people say about
working with me

"Caitlin made what we thought would be a stressful process feel completely manageable. She explained everything in terms we actually understood, and we never felt rushed. Closing on our first home felt like a celebration, not a chore."

M. K. First-Time Buyer, Silverdale

"As a veteran, I wanted someone who understood VA loans inside and out. Caitlin did — and then some. She caught details I would have missed and saved us money we didn't know we could save. I recommend her to every fellow service member I know."

J. R. VA Loan Refinance, Bremerton

"We refinanced during a busy season and Caitlin kept us informed at every step. When questions came up, she answered them before we even had to ask. It's rare to find someone this thorough and this easy to talk to."

L. S. Refinance, Poulsbo

Ready to talk about
your next move?

A 15-minute conversation can clarify your options — and cost you nothing. Let's find out what's possible for you.

Get in Touch 360-276-5012
Get in Touch

Let's start the
conversation

Whether you have a specific question or just want to explore your options, I'm here. Reach out by phone, email, or the form — and I'll get back to you within one business day.

Office 9216 Bay Shore Dr NW #101
Silverdale, WA 98383
Phone 360-276-5012

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